This year, we also joined efforts with the South Boston Neighborhood Association to help put together a merry Christmas for 31 local families in need.

New Jersey employees helped raise funds for the Give Back Foundation, which has supported two of their colleagues.

The Tenth Annual Merrill Lynch Operation Santa Claus Golf Day raises more than HK$700,000 for charity.

Chris Schenk, a GWM advisor in Arizona, is among employees who help students in a National Guard program earn college degrees.

Rosemary Berkery and John Thain led a celebration in New York of the Employee Giving Campaign's success in the United States.

For our efforts to promote diversity, we received the Sustained Leadership Award from the Securities Industry and Financial Markets Association.

The Hong Kong launch of Panwapa, a global citizenship and activism program for young children that was developed by Merrill Lynch and Sesame Workshop, proves a hit with children, educators and officials.

About 100 employees went to school to volunteer for a project led by Global Philanthropy and New York Cares, a nonprofit organization.

Building long-term relationships with New York City public schools, dozens of our employees spent a day in the shoes of a school principal.

These have been a challenging few months, not just for Merrill Lynch but for many companies around the financial industry. But our strength as a company suggests any setbacks will be overcome.

Richard Bernstein, our chief investment strategist, will appear on Consuelo Mack WealthTrack on November 2, to discuss his global outlook.

Our humanitarian efforts in Darfur will take flight later this year when two cargo planes deliver emergency supplies to the conflict-ravaged region.

We're playing key roles in Atlanta's Principal for a Day on October 26. MD Bill Lorenz is co-chair of the program again this year.

Our new partnership with Sesame Workshop to teach global citizenship and community activism, will be unveiled in New York on October 10.

This year’s Atlantic Fellowship program gave 10 students each from the United States and the United Kingdom a close-up view of the financial services industry.

In a Wall Street Journal ad, Bob McCann, president of the Global Private Client Group, outlines the firm's views on the benefits of fee-based brokerage and the importance of providing clients with choice.

Summer interns with Communications & Public Affairs in New York taught Investing Pays Off® to students at a summer camp.

The Retirement Group in Denver was honored by the metropolitan area’s United Way chapter for charitable activities during the Employee Giving Campaign.

Investment Banking’s summer analysts and associates worked as volunteers to teach financial literacy and to beautify a public school and community garden.

During our Global Volunteer Awareness Campaign, employees reported on their volunteer activities in 12 countries.

At ceremonies and in advertisements, we congratulated graduates of the National Guard's Youth ChalleNGE Program for high school dropouts.

London's schools minister presented us with an Employer of the Year award in recognition of our partnership with Mulberry School for Girls.

GPC's Fifth Avenue branch office in Manhattan helped make possible a graduation ceremony for the eighth grade of a South Bronx charter school.

Students from a New York City school got a glimpse of life in our offices, thanks to collaboration between MD Linda Houston and the school’s principal.

Girl Scouts in a four-month Investing Pays Off® class visited our headquarters in New York to spend a day learning career-building and practical skills.

The 2007 Wall Street Run & Heart Walk drew thousands of runners, walkers and other volunteers to support the American Heart Association.

Merrill Lynch promotes greater awareness of community service by sponsoring the inaugural International-Local Schools Joint Community Service Scheme.

More than 427 students recently took part in the annual Network for Teaching Entrepreneurship (NFTE) Trade Fair sponsored by Merrill Lynch.

The Professional Recruiting team shared their career skills and completed volunteer projects at a Central Harlem public school in New York.

Sandye R. Taylor, head of Supplier Diversity, said her primary goal is to ensure diverse vendors get a chance to compete for our business contracts.

VP Barbara Washington, a philanthropic consultant based in New Jersey, and her family received the foundation's Legacy Family of the Year award.

More Merrill Lynch research analysts were honored for their stock-picking skill than those of any competitor, in The Wall Street Journal’s annual “Best on the Street” survey.

Employees of Global Private Client's Gulf Coast Complex recently participated in a golf tournament to add some "green" to the lives of school-age quadriplegic children at the Hughen Center, a nonprofit corporation in Port Arthur, Texas, that educates, houses and cares for them.

"Running With the Bulls" is one of our philanthropic programs that employees are supporting during the Volunteer Awareness Campaign.

More than 10,000 runners participated in the second annual "Running With the Bulls," a half-marathon sponsored by Merrill Lynch Brazil.

Merrill Lynch employees in Southern California continued their tradition of community service to schools this spring.

Pacesetter Schools™ is among our signature philanthropic programs that employees are assisting during our Global Volunteer Awareness Campaign.

The annual Atlantic Fellowship takes outstanding high school students from economically and socially underserved communities and immerses them in the world of investment banking and financial services.

First initiative brings Japanese high schools to New York for Model UN

On April 26th, Merrill Lynch Global Private Client, The Netherlands hosted a seminar for philanthropic organizations in Amsterdam.

Each year, 30 students from disadvantaged communities in and outside the United States are selected by Merrill Lynch to team up with the Harvard Business School and successful inner-city chief executives for a program that is designed to both teach and inspire.

Investing Pays Off® is among our signature philanthropic programs that employees are assisting during our Global Volunteer Awareness Campaign.

tNew York City's deputy mayor presented MD Eddy Bayardelle, president of the Merrill Lynch Foundation, with an award for his commitment to youth and education.

Students of five high schools in Newark, New Jersey, are learning financial and investing skills while participating in the New Jersey Nets/Merrill Lynch Investment Challenge.

Thanks to a day of educational activities sponsored by Merrill Lynch, children now understand the value in saving for what they want.

Merrill Lynch Japan Securities is the first foreign recipient of the Konjyu-Hosho award for financial assistance to Japanese foster homes and other nonprofit institutions.

Pencil, the nonprofit organization that is our partner in sponsoring the Principal for a Day program in New York City, raised a record $1.26 million at its annual dinner.

High school students met for the Global Classrooms® program’s first Model United Nations conference in Madrid, the 21st city to participate with the support of Merrill Lynch.

We're sponsoring scholarships for 21 students of the Borough of Manhattan Community College who are enrolled in the MoneyWorks financial literacy program.

Merrill Lynch was honored at a dinner in Washington, D.C., for donating scholarship funds to graduates of the National Guard Youth ChalleNGe Program.

Investment Strategy Update by Richard Bernstein, Chief Investment Strategist

While the recent activity in equity markets in the U.S. and around the world is a significant event, it’s important to keep matters in perspective.

Merrill Lynch recently played host to the Inter-bank Multicultural Network (IMN) Annual Quiz event in London at the King Edward Hall, MLFC.

On a recent trip to Merrill Lynch’s office in Johannesburg, MD Ian Chivers, EMEA Country Management, travelled north to see first hand the operations of UK-based charity CAMFED.

Our grant to the Tierra del Oro Girl Scout council will allow hundreds of Northern California girls to learn valuable lessons about money management and running a business.

Our grant to the Tierra del Oro Girl Scout council will allow hundreds of Northern California girls to learn valuable lessons about money management and running a business.

Merrill Lynch has developed relationships with several Japanese foster homes and shelters, this holiday's gift campaign enabled our staff to connect with kids living at those homes.

No one would have thought that 2.2 million yen, or about US$19,000, could be raised for charity at a single holiday party. But that’s exactly what MLJS Support groups did this past December.

Public school officials gave Merrill Lynch employees high marks for their service as honorary headmasters in Philadelphia’s Principal for a Day program.