401(k) Rollover Calculator
Changing jobs, retiring soon or thinking about it? Try our tool as you consider next steps for your existing 401(k).
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You have choices about what to do with your 401(k) or other type of plan-sponsored accounts. Depending on your financial circumstances, needs and goals, you may choose to roll over to an IRA or convert to a Roth IRA, roll over a 401(k) from a prior employer to a 401(k) at your new employer, take a distribution, or leave the account where it is. Each choice may offer different investments and services, fees and expenses, withdrawal options, required minimum distributions, tax treatment (particularly with reference to employer stock), and provide different protection from creditors and legal judgments. These are complex choices and should be considered with care.
These calculators are hypothetical illustrations that are derived solely from your inputs. The retirement portfolio values given here do not represent the performance of any actual investments, nor do they account for the fees and expenses associated with investment activities. Individual results will vary, so consult qualified professionals about your situation.
Distributions before age 59½ may be subject to a 10% additional federal tax on the taxable portion of the distribution, in addition to any ordinary income tax. You should consult with a tax advisor before making tax related investment decisions.
